In 2011, our parents made the decision to set up a Personalised Investment Program and a Global Wealth Consolidation service with Delcap to clarify and closely follow their wealth. As a result, they felt in complete control of all their investments and their many banking relationships. Thanks to their, and Delcaps’, decision to articulate a well-organised action plan in the event of their passing, the transmission of their assets was carried out smoothly. None of us have much financial knowledge, but thanks to our parent’s decision to work with Delcap, we have always felt in control of our assets. Today, we each have our own Personalised Investment Programs and, following the actions of our parents, are also ensuring the well being of our own children.